Shop now, pay later with Affirm
As low as 0% APR
What is Affirm?
Perfect financing solution
Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.
Try and see if you qualify by clicking the button below. This will not impact your credit score.
PrequalifyShop now, pay later with Affirm
As low as 0% APR
What is Affirm?
Perfect financing solution
Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.
Try and see if you qualify by clicking the button below. This will not impact your credit score.
PrequalifyWhy
Why
Why use Affirm?
- Prequalify before you buy: Get your Affirm spending limit while you’re still shopping.
- Quick and convenient checkout: Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.
- Easy payments: Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.
How
How
How do I use Affirm?
- After adding the product to your cart on our www.faema.ca website, select Affirm as your payment option at checkout.
- Get set up. Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.
- Enjoy your purchase! Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.
Why use Affirm?
- Prequalify before you buy: Get your Affirm spending limit while you’re still shopping.
- Quick and convenient checkout: Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.
- Easy payments: Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.
How do I use Affirm?
- After adding the product to your cart on our www.faema.ca website, select Affirm as your payment option at checkout.
- Get set up. Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.
- Enjoy your purchase! Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.
Financing Examples
Let's review these products. If you choose to finance them, here's what your payments might look like based on the rate and term you are pre-approved for.
Please note that HST taxes are not included in this demonstration.
Try and see if you qualify by clicking the button below. This will not impact your credit score.
Prequalify
24
24
12
0% APR
0% APR
10% APR
$116.46
$124.79
$182.87
$2,795.00
$2,995.00
$2,194.50
$0.00
$0.00
$199.50
FAQs about Affirm Financing
Are there requirements to use Affirm?
Are there requirements to use Affirm?
Yes. You’ll need:
- To be a Canadian permanent resident or citizen - 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 years of age (BC, NB, NF, NT, NS, NU, YK)
- A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected.
- An SMS-capable Canadian phone number and an email address
- To meet the minimum cart size required to use Affirm as a payment option at checkout
How do I sign up?
How do I sign up?
If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout.
After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision.
If you’re approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.
Are there late or NSF fees?
Are there late or NSF fees?
Affirm does not charge any late or NSF fees. For more information on fees, please see this FAQ article on the Affirm help site.
Does Affirm do a credit check?
Does Affirm do a credit check?
Yes, Affirm performs a soft credit check, which does not impact your credit score.
I was not able to complete an Affirm transaction. What happened?
I was not able to complete an Affirm transaction. What happened?
Unfortunately, Affirm is not able to provide payment plans to every applicant.
This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.
Which payment methods are accepted?
Which payment methods are accepted?
Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit card.
Available payment methods may vary depending on the payment plan selected. Please note that prepaid cards are not accepted.
Can I prepay my outstanding Affirm balance?
Can I prepay my outstanding Affirm balance?
Sure, at any time! There are no penalties or fees for early repayments.
To pay off your current balance, please log in to the Affirm Customer Portal with the phone number you used to sign up with.
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